Safeport Law helps consumers challenge inaccurate or unfair information on their credit reports. We review your credit history, help identify issues you may be able to challenge, and use legal strategies to dispute inaccuracies with credit bureaus and creditors.

Yes. Safeport Law is a law firm with more than 15 years of experience in consumer protection and debt work, focused on helping consumers understand their rights and challenge inaccurate or unfair credit reporting. Our work has been featured in Top 100 Attorneys Magazine and across leading financial and consumer publications, including Money.com, ConsumersAdvocate, CNBC, MoneyLion, and FinanceBuzz. Safeport Law is also BBB Accredited, reflecting our commitment to professionalism and consumer trust.

Safeport Law is led by Joy Coleman, Esq., Managing Partner, who has been licensed to practice law since 2007 and has more than 15 years of experience in consumer protection and debt work. Alongside her is a network of attorneys across the country, bringing legal experience and perspective from a range of jurisdictions. Joy is an active member of the State Bar of Georgia. She earned her Doctor of Law from Capital University Law School in 2007 and her undergraduate degree in International Relations from Florida State University in 2003. She also serves as Editorial Director of AttorneyReview.

A Credit Evaluation is a 100% free, no-obligation review of your credit reports with a credit expert. We review your report line by line, identify information that may be inaccurate or unfair, and answer any and all of your credit questions. We explain how our services work in detail, discuss which Safeport Law plan, if any, may be a good fit for your situation, and provide personalized guidance based on your circumstances.

No. You can start by having your credit situation reviewed without an obligation to move forward. We’ll help you understand what’s being reported and what options may be available based on your situation. 100% free. No pressure. No commitment.

Yes. You’ll be able to access your credit information so you can better understand what’s being reported and what may be affecting your credit. 100% free.

A negative item is information on your credit report that may negatively affect your credit profile, such as a late payment, collection, charge-off, repossession, or bankruptcy. If information is being reported inaccurately or unfairly, you may have the right to challenge it.

Depending on your situation, Safeport Law may be able to help challenge inaccurate information involving late payments, collections, charge-offs, repossessions, hard inquiries, and other credit reporting issues. Every case is different, so we review your individual credit history to determine what may apply.

Safeport Law can challenge inaccurate or unfairly reported information on your credit reports. While no one can guarantee that a specific item will be removed, we use legal strategies based on the details of your case to pursue corrections when appropriate.

We review your credit reports, listen to your story, and identify information that may be inaccurate or improperly reported. Our team uses applicable consumer protection laws to prepare and send dispute letters, communicate with credit bureaus and creditors, track the status of your disputes, and follow up when issues aren’t resolved. When necessary, we take additional steps to push the investigation further and achieve the results you deserve.

Our goal is to challenge inaccurate or unfair reporting that may be affecting your credit. If negative information is corrected or removed, your credit profile may change and your score could potentially increase, but the impact depends on your individual credit history. No specific credit score increase can be guaranteed.

No. Having Safeport Law review your credit or challenge inaccurate information on your credit report does not hurt your credit score.